Authorised & regulated by the Financial Conduct Authority.

Fixed Rate Bonds and ISAs
feefo rating

Other Bonds

London Capital & Finance Plc has issued another bond not available to investors via this website (the “Additional Bond”). The Additional Bond issue amounting to £25,000,000 has been offered to a single investor. The money raised from the Additional Bond is to be used for the same purposes as the amounts raised from the bonds on this website (the “Website Bonds”), and the investor in the Additional Bond will benefit from the same security arrangements as the Website Bonds (as described in more detail in the ‘Security’ section of this website).

London Capital & Finance Plc may also issue from time to time further bonds not available via this website (the “Further Bonds”). Money raised from the issue of Further Bonds will again be used for the same purposes as the money raised from the Website Bonds, and holders of Further Bonds will benefit from the same security as holders of the Website Bonds and the holder of the Additional Bond.

The existence of the Additional Bond, and the future issue of any Further Bonds, does not affect your legal position as a holder of the Website Bonds. You remain entitled to the return associated with the respective Website Bond, as set out in this website and in the relevant brochure.


London Capital & Finance Plc(“LC&F”) offer bonds with fixed interest rates and are asset-backed for security. A detailed presentation of each bond offered can be found in the respective Information Memorandum, which has been approved for promotion for the purposes of section 21 of the Financial Services and Markets Act 2000 (“FSMA”) by London Capital & Finance Plc (“LC&F") of The Old Coach House, Eridge Park, Eridge Green, Tunbridge Wells, Kent. TN3 9JS. LC&F is authorised and regulated by the Financial Conduct Authority with FRN 722603. This website is not intended to be a source of advice or credit analysis and the information contained herein does not constitute investment advice. Therefore, any decision in connection with funds, instruments or transactions described or mentioned within this website must be made solely on the information contained in the relevant Information Memorandum and no reliance should be placed on any other representations. Investors should note that repayment of the bonds offered by London Capital & Finance Plc, and the payment of interest on the bonds, depends on the performance of loans made by London Capital & Finance Plc to various UK businesses. In the event that these borrowers default on the loans, investors may lose some or all of their investment. Investment in the bonds of London Capital & Finance Plc is therefore speculative and involves a degree of risk.

Our investments have fixed annual interest rates of 6.5%, 8% and 8.95%, over 2, 3 and 5 years respectively. Calculate your returns

We use the funds from these products to help businesses plug the significant short-fall in the availability of corporate funding, by making loans to carefully selected UK companies. Find out more

Qualifying companies must demonstrate their ability to meet their loan commitments and provide assets as security which are worth more than the amount of the loan. Currently we hold £685.3 million assets protecting £222 million in loans1. Find out more

As at 31 October 2018, we have a 100% record in repaying our investors their interest and capital in full, and none of our borrowers have defaulted on their loans5.