A simple and transparent ISA for individuals

Open an LC&F ISA with up to £20,000, or transfer your existing ISA from any provider.

Investing means your capital is at risk and payments are not guaranteed if borrowers default.

Why choose our fixed-rate ISA?

Why choose our fixed-rate ISA?

Since 2012 London Capital & Finance Plc has become a leading provider of fixed-rate bonds providing investors with a fixed-rate of return.

We’re now extremely proud to launch our ISA which provides you with all the benefits of our fixed-rate bond, but in a tax-free wrapper.

LC&F has over 9,500 investments, £130 million worth of invested funds and over £300 million worth of assets held as a security (as on 28 February 2018).

We have a 100% track record of paying interest on time and the initial investment upon maturity.*

Please note that the products are not authorised by the Financial Conduct Authority and not protected by the Financial Services Compensation Scheme. Refer to the section on Security to see how our protection works.

*Period 07/2012-02/2018, all interest and bonds have been paid on time and when due. Please note that past performance is not an indicator of future results. Information reflects all bonds offered by the company.

  • Transfer your existing ISA
  • Tax-free savings up to £20,000
  • 100% track record in repaying investor capital & interest *
  • Full asset backed security
  • 500+ positive reviews from existing investors
  • No set up costs, no management fees, and no charges

Select an ISA below and apply online

LC&F corporate bonds are protected by a debenture against the company which, in turn, holds charges against the assets of its borrowers.

Interest paid Quarterly


  • Investment term:
    2 Year ISA

  • Interest paid: half yearly

  • Full asset backed security

Start application


  • Investment term:
    3 Year ISA

  • Interest paid: quarterly

  • Full asset backed security

Start application

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