Investing in bonds means your capital is at risk and payments are not guaranteed if borrowers default. Bond series 3 to 10 are non-transferable.

A simple and transparent ISA for individuals

Open an LC&F ISA with up to £20,000, or transfer your existing ISA from any provider.

Why choose our fixed-rate ISA?


Why choose our fixed-rate ISA?


Since 2012 London Capital & Finance Plc has become a leading provider of fixed-rate bonds providing investors with a fixed-rate of return.

We’re now extremely proud to launch our ISA which provides you with all the benefits of our fixed-rate bond, but in a tax-free wrapper.

LC&F has over 9,500 investors, £157 million worth of invested funds and £300 million worth of assets held as a security (as at 30 April 2018).

We have a 100% track record of paying interest on time and the initial investment upon maturity.*

Please note that the products are not authorised by the Financial Conduct Authority and not protected by the Financial Services Compensation Scheme. Refer to the section on Security to see how our protection works.

*Period 07/2012-04/2018, all interest and bonds have been paid on time and when due. Please note that past performance is not an indicator of future results. Information reflects all bonds offered by the company.

  • Transfer your existing ISA
  • Tax-free savings up to £20,000
  • 100% track record in repaying investor capital & interest*
  • Full asset backed security
  • 500+ positive reviews from existing investors
  • No set up costs, no management fees, and no charges

London Capital and Finance - a leading provider of fixed-rate investments since 2012.

The LC&F ISA provides you with all the benefits of our fixed-rate bond (the investment underlying the ISA) - tax free.

You can invest up to £20,000 of new funds in 2018/19 financial year, or if you already have funds in an ISA, there is no limit to the amount you can transfer over. To invest, you must remain eligible under HMRC rules and may depend on your individual circumstances.

Please note that the products are not authorised by the Financial Conduct Authority and not protected by the Financial Services Compensation Scheme. Refer to the section on Security to see how our protection works.

This investment is aimed at UK residents, falling in the categories of High Net Worth Individual, Sophisticated Investor, Self-certified Sophisticated Investor and Restricted Investor.

LC&F has:
  • Over 9,500 investors.*
  • £157 million worth of invested funds.*
  • £300 million worth of assets held as a security.*

* (as at 30 April 2018)

We have a ...

100% track record of paying interest on time and the initial investment upon maturity.*

*Period 07/2012-04/2018, all interest and bonds have been paid on time and when due. Please note that past performance is not an indicator of future results. Information reflects all bonds offered by the company.

Select an ISA below and apply online

LC&F corporate bonds are protected by a debenture against the company which in turn holds charges against the assets of its borrowers.

Interest paid Quarterly

Why choose our fixed-rate ISA?

  • Transfer your existing ISA
  • Tax-free savings up to £20,000
  • 100% track record in repaying investor capital & interest *
  • Full asset backed security
  • 500+ positive reviews from existing investors
  • No set up costs, no management fees, and no charges
Please select your ISA
6.5% p.a.
2 Years
Interest paid: Half yearly
8.0% p.a.
3 Years
Interest paid: Quarterly

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