Who is London Capital & Finance Plc?
London Capital & Finance Plc (LC&F) was established in 2012 as a commercial lender that supports UK
companies with funding to grow their businesses. LC&F has developed a successful business model
whereby it raises money from investors through issuing secured bonds and uses the proceeds of those
bonds to loan funds on a secured basis. This proven business model provides investors with an
attractive return on their investment as well as enabling LC&F to meet the funding demands of the UK
100% track record of repaying interest and principal payments (as at 31/03/2018)
All interest payments and principal payments have been paid to investors on time.
In excess of £150 million invested with over £300 million worth of borrowers' assets
held as security.
Investors capital is less than 50% of the security which protects it. Figures as at
LC&F has received hundreds of positive reviews from customers on an independent review
LC&F is a successful and expanding commercial lender
Currently has over 9,500 investments (at 31/03/2018) and an increasing loan book in excess
Since 2012 LC&F has lent out over £140m, £56m in loans have been repaid since 2012 and
the repaid funds have been successfully re lent to other borrowers (at 31/03/2018).
Peace of mind
LC&F offers a hands-on approach every step of the funding lifecycle from overseeing the
raising of capital via bonds, hand picking companies it chooses to lend to, monitoring
borrowers’ performance, collecting loan repayments and finally distributing interest and
capital back to investors.
LC&F’s stringent criteria for lending and ongoing monitoring have ensured that none of
the loans it has made have ever defaulted (as at 31/03/2018).
LC&F has issued several series of bonds
LC&F issue mini bonds paying fixed interest over a defined period to its investors. Each
series can have up to £50 million invested before the next series is issued.