London Capital & Finance Plc

  • 100% track record in repaying investor capital & interest*
  • Full asset backed security
  • 500+ positive reviews from existing investors
  • No set up costs, no management fees, and no charges
*Period 07/2012-09/2017, all interest and bonds have been paid on time and when due. Please note that past performance is not an indicator of future results.

Investors receive fixed interest rates of:


1 year


2 years


3 years

Investing in bonds means your capital is at risk and payments are not guaranteed if borrowers default. Bond series 3 to 10 are non-transferable.

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A simple and transparent investment for individuals

You can receive interest of up to 8% a year on your investment

Since 2012 London Capital & Finance Plc (LC&F) has become a leading provider of fixed rate bonds giving investors a fixed interest rates of 3.9%, 6.5% or 8.0% over 1, 2 or 3 years respectively.

LC&F has over 5,800 investors, £93 million worth of invested funds and £247.6 million worth of assets held as a security (as on 1 Sep 2017).

We have a 100% track record of paying interest on time and the initial investment upon maturity.*

You are in good company...

Select a Bond Below and Apply Online

Here are your options:

1 Year Income Bond

  • Investment Term: 1 Year
  • Annual 3.9% Interest
  • Interest Paid Annually
  • Full Asset Backed Security
Start Application

2 Year Income Bond

  • Investment Term: 2 Years
  • Annual 6.5% Interest
  • Interest Paid Half yearly
  • Full Asset Backed Security
Start Application

3 Year Income Bond

  • Investment Term: 3 Years
  • Annual 8.0% Interest
  • Interest Paid Quarterly
  • Full Asset Backed Security
Start Application

Applications take less than 5 minutes to complete.

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"We're a successful corporate financier, funded by investors who not only enjoy the benefits of receiving up to 8% on their savings but who are also happy that by supporting UK businesses they're contributing to the growth of the UK economy."
Andrew Thomson - Chief Executive Officer, London Capital & Finance Plc.