Since 2012 London Capital & Finance Plc has become a leading provider of fixed rate bonds
giving investors a fixed interest rates of 3.9%, 6.5% or 8.0% over 1, 2 or 3 years respectively.
LC&F has over 9,500 investments, £130 million worth of invested funds and over £300 million worth of assets held as a security (as on 28 February 2018).
We have a 100% track record of paying interest on time and the initial investment upon maturity.*
Please note that the bonds are not authorised by the Financial Conduct Authority and not protected by the Financial Services Compensation Scheme. Refer to the section on Security to see how our protection works.
*Period 07/2012-02/2018, all interest and bonds have been paid on time and when due. Please note that past performance is not an indicator of future results. Information reflects all bonds offered by the company.
LC&F corporate bonds are protected by a debenture against the company which, in turn, holds
charges against the assets of its borrowers.
Compound options are available for our two and three year products on request. Please call 0800 410 1155 to discuss your options.
1 Year income bond
Interest paid: annually
Full asset backed security
2 Year income bond
Interest paid: half yearly
Full asset backed security
3 Year income bond
Interest paid: quarterly
Full asset backed security
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"Great experience from my initial telephone consultation all the way through to our investment maturing. Constantly kept in the loop via clear communications and if queries did arise LCF were quick to sort them out. Highly recommend LCF to any novice or expeienced investors..."
"Great service right from my investment. Good quick advice. When I queried my interest by email I had an answer within 4 hours. 2nd interest payment straight to my bank."
"LCF is a great company to invest with. Interest paid on time to my bank account. The member of staffs I spoke to were very helpful and a pleasure to speak to. Will invest with them again."
"Everything was easy and straight forward, I was kept informed what was happening and the money I requested to be returned to me was quick and paid straight into my bank . I was very impressed with the whole procedure."
"I have been very impressed with their service. I did receive my interest payment at the end of April, as promised. I will certainly invest again when I have spare cash - I have had a lot of expenses recently otherwise I would have taken up their current excellent offer"
"Payment received as scheduled. Very pleased with the service overall and great interest rates."
"Exactly what you said at the outset that you would do. You paid as expectedand on time"
"The service has been good they kept me informed by phone of the changes. In how interest was paid. They also rang to see if my interest had been paid into. My bank account. I would recommend this company."
"The payment of interest was made without problem or delay and all communications were conducted with courtesy and clarity. I would recommend your services and would purchase further bonds in due course."
"Well done you enabled me to profit from my investment. Yes I would recommend you to others. Yes I will buy from you again."
"All contact with team members has been professional and efficient. The follow-up was good and the interest paid promptly. I would recommend the company to friends and family"
"Everything went according to plan, no minus vibes at all. Contact was good and interest received on time."
"Prompt service .Notifed of payment of interest and paid appropriate date.all in all very excellent service."
"I only invested in April and yet received some interest at the end of April - so far so good..."
"Everyone I have spoken to has been helpful and answered all my questions in a clear and concise manner. My investment appears to be well secured and the first interest payment was made on time. I would certainly recommend them to an experienced investor who wants a reason..."
"I was impressed by London Capital & Finance from the very first encounter. I feel my [hard earned and inherited] money is safe in their hands. They are always efficient, courteous and seem to be experienced in the field of finance. They are prompt sending information whic..."
"Following my first contact with a representative I could not have had more help and advice to assure me that I was dealing with a genuine, caring investment company, it is nice to feel so supported in what was for me a very important step."
"I have found London capital & finance very professional and they have dealt promptly with interest payments. The web site is also easy to negotiate. I would certainly deal with them again."
"I received the notification of interest promptly. It is early days to say whether I would recommend"
"Our first year investing with this company. Set up was easy, they kept us informed at every step. Good interest paid on time."
"First interest payment received on time. Good communication both via on line, and telephone follow up. So far very good, I can tell you more in two years time, which is the end of the current arrangement."
"I was initially a bit suspicious about parting with my savings, especially with such a large minimum investment because of all the horror stories that you hear but London Capital & Finance have put my mind at rest about trusting them with my investment. I have recently had..."
"Interest paid on time, customer service first class,will re-invest when funds are available also recommend to friends and family."
"First class service, informed in advance of interest payment, and all future payments. Also responded quickly when I requested a duplicate statement."
"Everything as promised, interest paid on time with no glitches. Thank you"
"The service was excellent. They kept me in touch with how much interest I will get each time and also sent me emails about it. When I received my first interest payment, they even called me to check. Overall, I'm very pleased with the service."
"Great investment, excellent rates for short term bonds, once set up easy to use website, just added a large investment in 10 mins. 100% record for payments on time."
"Easy online portal and easy to speak to someone in the office also seamless payment of interest into my account."
"First Rate Service !! Have made a three year investment and intending to make a further two investments with this company. Excellent interest rates and easy to set up."
"Good investment experience . Above average interest rate. Interest paid on schedule and capital returned on due date. What more could one ask for"