London Capital & Finance Plc

  • 100% track record in repaying investor capital & interest*
  • Full asset backed security
  • 500+ positive reviews from existing investors
  • No set up costs, no management fees, and no charges
*Period 07/2012-09/2017, all interest and bonds have been paid on time and when due. Please note that past performance is not an indicator of future results.

Investors receive fixed interest rates of:


1 year


2 years


3 years

Investing in bonds means your capital is at risk and payments are not guaranteed if borrowers default. Bond series 3 to 10 are non-transferable.

Watch our video
Play LC&F Video

A simple and transparent investment for individuals

You can receive interest of up to 8% a year on your investment

Since 2012 London Capital & Finance Plc (LC&F) has become a leading provider of fixed rate bonds giving investors a fixed interest rates of 3.9%, 6.5% or 8.0% over 1, 2 or 3 years respectively.

LC&F has over 7,000 investors, £103 million worth of invested funds and £256 million worth of assets held as a security (as on 30 Nov 2011).

We have a 100% track record of paying interest on time and the initial investment upon maturity.*

Please note that the bonds are not authorised by the Financial Conduct Authority and not protected by the Financial Services Compensation Scheme. Refer to the section on Security to see how our protection works.

You are in good company...

Select a Bond Below and Apply Online

Here are your options:

1 Year Income Bond

  • Investment Term: 1 Year
  • Annual 3.9% Interest
  • Interest Paid Annually
  • Full Asset Backed Security
Start Application

2 Year Income Bond

  • Investment Term: 2 Years
  • Annual 6.5% Interest
  • Interest Paid Half yearly
  • Full Asset Backed Security
Start Application

3 Year Income Bond

  • Investment Term: 3 Years
  • Annual 8.0% Interest
  • Interest Paid Quarterly
  • Full Asset Backed Security
Start Application

Applications take less than 5 minutes to complete.

Request a Callback

Please fill in the fields to the right to request a callback from one of our Account Managers.

"We're a successful corporate financier, funded by investors who not only enjoy the benefits of receiving up to 8% on their savings but who are also happy that by supporting UK businesses they're contributing to the growth of the UK economy."
Andrew Thomson - Chief Executive Officer, London Capital & Finance Plc.